Is the state minimum enough, or should you consider optional extras?

State minimum car insurance keeps you legal, but not always protected. Here are the six coverage types every driver should ...

Car insurance is a financial safety net that saves you from paying the full expenses that come with a car accident, vandalism, storm damage, theft, or other issues. You have many types of car ...

Lorraine Roberte is an insurance writer for Investopedia. As a personal finance writer, her expertise includes money management and insurance-related topics. She has written hundreds of reviews of ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Our July assessment found that the average annual cost of car insurance is $2,554. The exact amount you’ll pay for car insurance depends on a variety of factors, including your driving history, ...

Gas prices may be dominating the headlines, but car insurance rates are also on the rise. In 2025, vehicle insurance inflation was 2.8% according to the Bureau of Labor Statistics. That percentage ...