In a previous article about Roth conversions, an advisor wrote: “For many folks, a prime time for Roth conversions takes place during the years after retirement but before Social Security and RMDs ...

Roth individual retirement account conversions can reduce pretax balances and begin tax-free growth. But the trade-off is the converted balance boosts your income, which can trigger other tax ...

One of the most common questions high-earning federal employees have as they near retirement is how to save money on their taxes. There are a few strategies that can be used to avoid taxes over your ...

I often tell individuals I work with that the only way to reduce their tax bill in retirement is to spend less money if they have no tax-free savings or income to look forward to. This is often enough ...

All future growth is tax-free, so stock market rallies don't increase how much you'll have to pay in taxes. You can delay Social Security to maximize the benefit and use those lower-earning years to ...

The IRS has weighed in tersely on immediate backdoor Roth conversions, but that may not put to rest the controversy kicked up by a recent Financial Planning article on the strategy. Processing Content ...