When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

The number of people making minimum payments on their credit cards reached a record high in Q4 2024. Growing debt can feel overwhelming, but help is available. Working with a debt management company ...

Credit card loan delinquencies and account balances have been trending upwards across the state of Ohio and the nation. But there’s another possible sign that people are struggling with credit card ...

Making the minimum payment on your credit cards is important to maintaining a good standing with credit card issuers and avoiding penalties. Paying only the minimum can result in significantly higher ...

Do you feel like you’re on a debt treadmill? You faithfully make your credit card minimum payments each month. Yet no matter how long you’ve been doing this, it seems your debt rarely goes down. More ...

Credit cards offer incredible convenience, allowing you to pay for your purchases over time while earning cash back, travel rewards or other types of perks. However, they also come with a dangerous ...

Q: I have a lot of credit card debt, way too much to ever pay back. I used my credit cards to live on for several years during COVID. What would the credit card companies do to me if I stop making the ...

Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and recovery for improved financial health.

A Reddit user lost his job, and he is now paying only the minimum due on his credit cards. Card companies have been lowering his credit limit, which has caused his credit score to drop by 120 points.

Bounced payments, especially if you make more than one returned payment on the account, can prompt the card issuer to freeze ...

Learn how minimum finance charges work, when they're applied, and what they mean for your credit card balance. Understand tips to avoid unnecessary fees.