See the tax advantages and downsides.

There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

See the benefits and limitations, plus a cost analysis.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Life insurance provides financial certainty in situations where uncertainty carries the highest cost. At its core, life insurance exists to transfer financial risk away from individuals and families.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Private placement life insurance can reduce the hardship they create for heirs. Although the Senate Finance has recently scrutinized PPLI policies—meaning that one must take the risk-reward calculus ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...