More than 6 million homeowners nationwide – including a large number of Native American, Hispanic and Black homeowners – do not carry homeowners insurance, putting them at extreme risk in the event of ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home. Home insurance provides financial protection ...

Floods are among the top natural disaster threats to homes because of their increasing frequency, potential for devastating consequences, and the growing costs to repair their damage. So if you ...

Homeowners insurance mainly protects the borrower’s investment in their home, while mortgage insurance financially protects the lender’s investment in your home. Mortgage insurance, also known as ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

If you don’t have enough insurance to satisfy your mortgage requirements, your lender may buy force-placed insurance. Many, or all, of the products featured on this page are from our advertising ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage in high-risk areas.

Discover how the Homeowners Protection Act helps you cancel unnecessary PMI. Save money by understanding your mortgage insurance rights and equity requirements.

When your homeowners insurance policy reaches the end of its term, your carrier may decide not to renew. A nonrenewal notice can be concerning, especially if coverage is required as a condition of ...

What is the most common type of natural disaster that impacts the U.S.? Responses might change depending on who you ask and where they live, but there is an objective answer: flooding. According to ...