These top IRA accounts chosen by CNBC Select have low fees and a variety of investment options to help you maximize your retirement savings.

Learn about the best self-directed IRA (SDIRA) companies and find out which company best aligns with your financial needs and goals to drive your retirement forward.

At the state level, AARP has supported “work and save” programs, such as state-facilitated automatic IRAs, that fill the gap left by employers who don’t offer a retirement vehicle. Nearly 1.2 million employees nationwide had enrolled in these “work and save” programs as of January 2026, with legislation, supported by AARP, enacted in 21 states .​

If you’re in search of a low-risk investment for some of your retirement savings, an IRA certificate of deposit is a worthwhile option. To determine the best IRA CDs on the market, we analyzed 341 CD accounts across 134 financial institutions,

A brokerage account is a basic investment account that has relatively few restrictions compared to IRAs and other retirement account types. Standard brokerage accounts have no con

Standout benefits: Birch deals in gold, silver and platinum that meet strict purity and minting standards, including IRA-eligible bullion, bars, rounds and numismatic and proof coins. Active-duty and former service members may be eligible to have their first-year fees waived, regardless of the purchase amount.