In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he ...
The Federal Housing Finance Agency’s (FHFA) recent adoption of the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac has sparked intense ...
Early-Stage Credit Delinquencies Increase Across All VantageScore Credit Tiers Credit Originations Increase Month-Over-Month Across Lending Products as Borrowers Leverage Up During Increased Stress ...
This op-ed was originally published in National Mortgage News. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best ...
Along with slowing originations, the latest edition of CreditGauge by VantageScore showed delinquencies throughout the credit market are on the rise. Analysts reported on Tuesday that overall credit ...
Lenders Expected to Originate Up to $1 Trillion in New, High-Quality Mortgages Up to Five Million Prospective New Buyers to Qualify for Homeownership Policy Change Reiterates FHFA Commitment to ...
After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...
SAN FRANCISCO, Nov. 19, 2025 /PRNewswire/ -- Auto Loans have now evolved from being one of the least risky consumer credit products to one of the loan types most prone to delinquencies, according to a ...