Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

When it comes to car insurance, you’re likely most familiar with policies that exist in at-fault states. But what if you live in a no-fault insurance state? How might that affect your coverage? We ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

You've probably heard of no-fault states in the context of car insurance. But if you don't live in one of the 13 states known to have that system, you probably think those rules don't apply to you.

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

We all complain about the price of premium gasoline, but no one expects a trip to the pump to cost the price of a brand-new car. Unfortunately for one Florida driver, a catastrophic mix-up at a local ...