Converting a traditional IRA or 401(k) to a Roth account can save retirees thousands in taxes over their lifetime, but only ...

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

A large 401(k) balance can leave you vulnerable to high RMDs if you do not use this strategy to prepare years in advance.

A 64-year-old married couple with $2.9 million in retirement assets has one awkward year to navigate before Medicare begins ...

The pre-retiree forum question keeps appearing in different forms: a 54-year-old software engineer with $1.4 million in a 401 ...

There are plenty of reasons to consider a Roth conversion ahead of or in the early stages of retirement. With a Roth ...

If you have a 401(k) at work, there’s a chance you’re sitting on a tax-free retirement loophole worth tens of thousands of dollars a year and don’t know it. It’s called the mega backdoor Roth, and it ...

Put these on your July to-do list ASAP.

Clients can maximize profits by paying the tax bill outside of the conversion — and more reminders for advisors before they guide clients through Roth conversions.

A dual-income couple earning $300,000 between them, ages 60 and 58, has roughly $1.6 million in pre-tax 401(k) accounts and ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

A widower inherits his late wife’s Roth IRA. The balance shows $250,000, and he assumes the entire account is his to use ...