Before rushing to a Roth conversion, here are several important realities federal employees should understand.

A new rule for the federal government’s retirement plan will allow enrolled workers and retirees to convert funds to Roth accounts.

Both Roth thrift savings plans (TSPs) and Roth individual retirement accounts (IRAs) can offer significant tax advantages and the potential for tax-free growth, but they cater to different needs and ...

Roth TSP accounts are “post-tax,” meaning that you pay income taxes on the money in the year that you earn it. It grows over time, tax-free, and there are no taxes on distributions provided you follow ...

Once when I asked a young friend who had just started her first job after college graduation why she decided not to contribute to her company’s 401(k) plan, she told me that she didn’t think she was ...

From Social Security, 401(k) and 403(b) plans to traditional or Roth individual retirement accounts (IRAs), there’s no shortage of retirement plans available today that can help diversify your ...

A thrift savings plan (TSP) is a retirement savings program specifically designed for federal employees and members of the military. TSPs are considered qualified retirement plans, and this status ...

The Thrift Savings Plan (TSP), a retirement plan for federal employees and uniformed service members, is the nation's largest defined contribution plan, with seven million participants and over $845 ...