Federal employees receive a retirement benefit package that includes a pension, a tax-advantaged savings plan and Social Security. But many do not fully understand how these benefits work, and that ...

Major rule changes: 2026 brings higher 401(k) limits, Roth-only catch-ups for high earners, and estate tax thresholds that demand updated wealth transfer strategies. Pension-driven shifts: ...

Before you rush out the door, consider how a few more years of service can permanently boost your FERS annuity and Social ...

Each of the portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.

Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public. Mark is an expert in investing, economics, and market news.

With additional education, broader allocation strategies may enter the conversation, allowing individuals to evaluate how ...

The way you withdraw money in retirement can affect how long it lasts. Learn how to build a bulletproof strategy How you withdraw money in retirement can have a huge impact on your tax bill and the ...

Retirement planning has always required a careful balance between saving enough and spending wisely. But for the millions of Americans who are nearing or already in retirement, the focus eventually ...

Coordinating your Thrift Savings Plan with IRAs, 401(k)s, and taxable accounts can unlock more flexibility, lower taxes, and strengthen your retirement income plan. The right mix helps you tap the ...