Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A single late payment — which happens 30 days or more after the payment was ...

Your letter writer should be someone with whom you have had contact recently, not in the distant past. For academic references, ask professors who have taught you in a course and who think highly of ...

Jordan Tarver has spent seven years covering mortgage, personal loan and business loan content for leading financial publications such as Forbes Advisor. He blends knowledge from his bachelor's degree ...

Associate professor Stephen Wheeler of the Environmental Design department and Ph.D. candidate Jake Dialesandro talk in his office on January 7, 2020. (Gregory Urquiaga/UC Davis) As you embark on your ...

Are you planning on going to a graduate school or professional school after you graduate? Are you applying for a special program for which you will need a letter of recommendation? Do you know who you ...

If your credit report has any negative history, or if there is something in your mortgage application that requires more information, a lender may ask you to submit a "letter of explanation." This isn ...