401 (k)s are tax-advantaged retirement plans, and they're subject to IRS rules about when you can take money out of your ...

Choosing funds for a 401(k) shouldn't feel like spinning the roulette wheel, but many investors may as well be relying on blind luck. When making decisions in this do-it-yourself process, it' ...

So, what's wrong with maxing out your 401 (k)? Actually, a lot of things. For one thing, the contribution limits are really ...

If you're over 50 and maxing out your 401(k), there's a big change coming in 2026 that could affect how much tax you pay on your "catch-up contributions." While it's mostly about taxes and retirement ...

Interest in lifetime income products within retirement plans is growing, and a new tool helps plan sponsors and advisors to match the right annuity product into the 401(k) plans for their employer ...

Fall is here, and with it comes a rush of deadlines, budgets and year-end planning. For small-business owners, it’s also the perfect moment to hit pause and ask: Is my retirement plan helping me, or ...

Amanda Otter was used to her 401(k) balance fluctuating with the markets. But when she logged into her account one day, she discovered the value was down for another reason: some of her retirement ...

Rep. Troy Downing (R-Mont.) introduced the Retirement Investment Choice Act, a bill designed to turn President Donald Trump’s Executive Order 14330 into law. The proposal, drafted on Oct. 14, seeks to ...

Man in suit dropping ceremonial bitcoin into a piggy bank. When BlackRock CEO Larry Fink calls something “the domain of money launderers and thieves,” market experts pay attention. So, on Sunday, ...

A popular tax break for workers nearing retirement age allowing them to make extra catch-up contributions is changing next year, which will limit access to some high earners. The IRS issued new ...

If you’re saving for retirement through a 401(k), two simple plan features could mean the difference between an average balance and one that’s $50,000 higher. Find Out: Dave Ramsey: The Biggest 401(k) ...