AARP Life Insurance Program from New York Life offers term and permanent life insurance products with no medical exam, just health and other information.

Some companies have a minimum amount of coverage that they offer, and most will require a medical exam for higher amounts.

AARP offers its members benefits for affordable permanent and term life insurance from New York Life with up to $25,000 to $150,000 in coverage.

6 days ago · The AARP Life Insurance Program, backed by New York Life Insurance Company, is tailored for its over 37 million members, especially seniors seeking coverage without a medical exam.

Jan 2, 2026 · AARP life insurance doesn't require medical exams. Term and whole life applicants must provide health information, but there are no health questions for guaranteed acceptance...

Jul 10, 2025 · AARP and New York Life offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minors. There are no medical exams, and you'll get …

Dec 17, 2025 · Applicants answer a few health questions and provide other health information, but do not have to take a life insurance medical exam. Whole life insurance. AARP members ages 50 to...

Nov 18, 2025 · As you saw in the chart above, AARP (via New York Life) offers a well-rounded set of senior-friendly policies: term, whole life, guaranteed acceptance. It’s backed by a strong insurer and …

As an AARP member, you can buy a policy without needing a medical exam, which is helpful if you have existing health issues. We like that you can obtain quotes for all policy types online and...

Jun 14, 2025 · Only AARP members can get this policy, which makes things simple by not asking for medical exams or health questions. Stay covered all your life with AARP and its promise to help …