To find the best high-yield savings accounts, we rated these institutions on their savings account’s APYs, monthly fees, minimum deposit requirements, access to funds and more.

Use our savings calculator to plan your financial goals. Calculate how your savings could grow with different deposit amounts, interest rates and time periods.

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Sep 4, 2025 · Whether you’re building your first emergency fund or trying to reach a specific savings goal, these 14 proven strategies can help you keep more money in your pocket.

You need to make hard decisions about how much money to save and where to stash you savings. Bankrate's savings calculators let you make the right decisions with your money.

Jun 23, 2025 · What are today’s best savings account rates? As of late, several banks are tied for the leading high-yield savings account rate, among banks monitored by Bankrate’s editorial staff.

Jun 16, 2025 · Is it still a good time to open a high-yield savings account? Yes. For now, high-yield savings accounts remain a solid option for earning more on your cash.

Use our compound interest calculator to see how your savings can grow over time. Calculate returns with different contribution amounts, interest rates, and compounding frequencies.

Aug 11, 2025 · While future rate cuts remain a possibility later in the year, current conditions suggest savers still have time to capitalize on high-yield savings before the environment shifts.

Jul 14, 2025 · Tariff uncertainty may delay Federal Reserve rate cuts, as the tariff deadline has been moved to Aug. 1. High-yield savings accounts remain a smart move, with leading yields …