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🚨 5 THINGS YOU SHOULD NEVER DO WHEN HIRING HOME CARE Choosing someone to care for your loved one is a big decision. Don't rush the process. ❌ 1. Don't choose based on price alone The cheapest option isn't always the right fit for your loved one's needs. ❌ 2. Don't skip credential checks Ask about licensing, insurance, bonding, caregiver screening, and training. ❌ 3. Don't ignore references or reviews Look into the agency's reputation and experience before making a decision. ❌ 4. Don't forget to
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Long‑term care can be expensive. But trying to “cheat the system” isn’t the answer. Medicaid nursing homes are designed for people in poverty. If you have the means to plan ahead, don’t rely on welfare as your retirement strategy. Here’s what you can do instead: 1. Buy long‑term care insurance to cover future nursing home costs. 2. Keep building wealth so you can self‑insure and choose better care. 3. Understand the law. Your home and some retirement funds are often protected if one spouse needs
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